How do you know when it is time to find help?
Here is a list of warning signs you should look for:
- Unpaid bills
- Missed appointments
- Inappropriate dosage of medications
- Weight loss
- Unkept house or yard
- Odors in the home
- Burn marks on the bottom of pans
- Loss of interest in family, church, friends
- Changes in hygiene habits
- Moderate to dramatic changes in short term memory
- Signs of depression or inappropriate behavior
If you notice any of the above situations with an aging loved one then consider Elder Options for your private health care management service.
Commonly Asked Questions
Here are some common questions we resolve for our clients:
- What is “respite” and where might it be available? Who pays for it?
- Information about home care services. What kind of care and how much care can be provided at home?
- Who pays for what services? This is key because a common misconception is that Medicare pays for long-term care.
- What is the difference between Medicare and Medicaid?
- What does insurance, either medical or long-term care, actually pay for?
- What happens at the end of a hospitalization when discharge is imminent? Time is of the essence, because it is often Medicare or the insurance company’s determination as to how quickly things related to discharge must happen.
- Is the health care proxy in place, appropriately witnessed and current? Is there a power of attorney? Does your state recognize other documents, such as a living will?
- Has the conversation about the wishes stated in the health care proxy been discussed with the individual who has been nominated proxy? Does the physician have a copy of the document?
- With a long-term care insurance policy, what is required for the policy to begin coverage?
- What resources are available to pay for services? How much can the family afford? And who is going to pay for what?